The day that you’ve been waiting for has finally arrived…its Move-In Day! The papers have been signed, you’ve been approved for your loan and you’re ready to walk through the front door housing your future.
Unfortunately, however, studies suggest that moving is one of the top five most stressful events that people encounter throughout their lives. With all of the moving parts (quite literally), it’s easy to understand how it may have some people feeling overwhelmed.
Here at Lincoln Lending, we believe you’ve done all of the hard work; so, now it’s time to reap the rewards. No need to taint this momentous occasion when you have help from your team dedicated to making this a day that you’ll always remember.
Start a Moving File
Create a secure place (either on your computer or in a safe folder) where you can keep any moving-related documents such as loan agreements, receipts, bank statements, etc. By maintaining a sense of organization, you’ll never feel unprepared. Moving has the potential to be stressful if not handled properly. By promoting a sense of efficiency, you’ll feel more ready than ever to begin your new journey.
Create a Budget
It’s not uncommon for home buyers to spend well over their estimated moving budget. From household items to furniture (and let’s not forget the movers who have to transport those pieces), it’s important to set a realistic budget.
Factor in Everything
We all know how easy it can be to spend $100 before even stepping inside the store. That’s why it’s important to factor in any expense, no matter how small. (Yes, even that $5 wine opener.) Little things add up so this will play a big part in helping you keep in line with the amount of money you plan to spend, while also leaving room for any last-minute emergencies…or items you just can’t resist.
This is a Fine Time to Read the Fine Print
Make sure you understand everything you’re signing. While you can always depend us to thoroughly review and explain any documents you’re given, don’t be afraid to ask questions if you need further clarity.
There’s no denying how much information buyers have to digest when purchasing a new home, which is why you should always take the extra time to read the small print so that you don’t end up with any surprises in the future.
Label Your Boxes
Labeling your boxes will save you a lot of frustration when it comes time to unpack. If you want to stay super organized, keep a list in your notes section that outlines what is included in each box. (For example, Box 2 has the medium sized plates and purple bowls). Be sure to also identify any boxes as Fragile so that you and the movers can have a gentle reminder to be gentle with your things.
If your move requires that you ship things, it’s better to stick solely to labeling each box by number without detailing what’s inside. This can help prevent any theft should your packages go missing. (There’s nothing more a thief wants to see than an idle box sitting outside your home with the label ‘Rolexes’)
Its Tool Time
In addition to making sure you have a toolbox, keep it where its easily accessible. No use packing it in the last box you get to opening once you’ve moved in.
Take the Day Off
Once you secure your move in-date, it can be helpful to schedule the day off from work. Even better if you can swing a few days either at the front or backend of the weekend. This will give you enough time to unpack and get settled without having to rush through everything limited with just a few hours after work.
Update Information
If you’re moving from outside of Oklahoma, make sure to update your license and registration. Be sure to also change your contact information associated with any banks, reoccurring bills, as well set up a forwarding address with your local post office.
Get Local
Identify any dentists, doctors or other specialists that you’ll need to transfer to when you arrive. Give your current providers a heads up and check in with your insurance carriers to make sure that your new doctor accepts your current plan.
…and last but certainly not least, Celebrate!
By sticking to this checklist, moving into your dream home will feel like a dream come true. As always, we’re here to make this as seamless for you as possible. So, don’t hesitate to ask any questions or seek tips when getting ready for the big day.
To recap:
Establish a file where you can securely store all moving-related documents
Create a realistic budget that you can stick to
Take another look at all documents to ensure there’s no surprises once you move in
Label each box when packing
Keep a toolbox accessible
Schedule the Day off from work
Update any contact information with your new address
Transfer any service providers and confirm with your carrier that your insurance is accepted
Celebrate!